Disclaimers

Call Us Hours Directions
Saved 0
Viewed 0
Elgin Volkswagen logo
60124 Elgin, IL
Sales (847) 428-2000
Today 9-8pm
MENU
MENU
  • New Volkswagen
        • View all 66 in Stock
           
        • Arteon
          Arteon
          2 in Stock
          from $47,919
        • Atlas
          Atlas
          13 in Stock
          from $41,596
        • Atlas Cross Sport
          Atlas Cross Sport
          6 in Stock
          from $40,536
        • Golf GTI
          Golf GTI
          1 in Stock
          from $41,988
        • ID.4
          ID.4
          10 in Stock
          from $49,288
        • ID.4
          ID.4
          10 in Stock
          from $49,288
        • Jetta
          Jetta
          19 in Stock
          from $23,203
        • Taos
          Taos
          2 in Stock
          from $25,508
        • Tiguan
          Tiguan
          13 in Stock
          from $28,748
        Shopping Tools
        • Volkswagen Safe & Secure
        • Showroom
        • Schedule Test Drive
        • Current Specials
        • Fuel Efficient Vehicles
        • New SUVs and Crossovers with All-Wheel Drive
        • 2022 Volkswagen Warranty Coverage
        • Carefree Shopping
        • Volkswagen Dealership Research
        • Volkswagen Car Reviews
        • Value Your Trade
  • Volkswagen Certified
    • Certified Pre-Owned
    • Why buy Certified Pre-Owned?
  • Pre-Owned
    • View all [71]
    • Audi
      Audi [4]
    • Chevrolet
      Chevrolet [4]
    • Ford
      Ford [7]
    • GMC
      GMC [2]
    • Hyundai
      Hyundai [1]
    • Jeep
      Jeep [5]
    • Kia
      Kia [2]
    • Lexus
      Lexus [1]
    • Lincoln
      Lincoln [1]
    • Mercedes-Benz
      Mercedes-Benz [2]
    • Subaru
      Subaru [2]
    • Toyota
      Toyota [3]
    • Volkswagen
      Volkswagen [30]
    • Volvo
      Volvo [1]
    Price
    • Under $5,000
    • $5,000 - $10,000
    • $10,000 - $15,000
    • $15,000 - $20,000
    • $20,000 - $25,000
    • Over $25,000
    Features
    • New Arrivals
    • Nearly new
    • Over 30 MPG
    • Convertible
    • All-wheel drive
    • Moonroof
    • Leather seats
    • Heated seats
    Shopping Tools
    • Current Specials
    • Certified Pre-Owned
    • Pre-Owned Volkswagen
    • All Pre-Owned
    • Fuel Efficient Vehicles
    • Pre-Owned Sedans in Elgin, IL
    • Value Your Trade
    • Get Approved
    • Pre-Owned SUVs
    • Pre-Owned VW Diesel TDI
    • Under 100,000 Miles
  • Trade-Ins
    • The Great Trade In Event
    • Value Your Trade
  • Specials
    • New Vehicle Specials
    • Pre-Owned Specials
    • Service & Parts Offers
    • Current Incentives
    • Service Specials
    • Volkswagen College Grad Bonus Program
    • Current New Tiguan Specials and Offers
    • Volkswagen Lease Specials
    • Military & First Responder Bonus
  • Finance
    • Online Credit Approval
    • Value Your Trade
    • Volkswagen Financing in Elgin, IL
    • Vehicle Protection Plans
    • Buying vs. Leasing a New Car in Elgin IL
    • Bad Credit Financing
    • Get pre-qualified with Capital One (no impact to your credit score)
  • Service Coupons
    • Service & Parts Offers
    • Oil Change Offers
    • Parts & Accessories Offers
    • EV Offers
    • Tires & Alignment Offers
    • Brake Service Offers
    • Battery Offers
    • Repairs & Diagnostics Offers
    • Volkswagen National Offers
  • Service
    • Our Services
      • Oil Changes
      • Coolant Flush
      • Tire Replacements
      • Tire Balance and Rotation
      • Battery Replacement
      • Brake Service
      • Vehicle Inspection
    • Schedule Service
    • Service & Parts Coupons
    • Maintenance Menu
    • VW Care
    • Service and Parts Financing
    • VW Service Financing
  • Parts
    • Volkswagen Accessories
    • Order Parts
    • Tire Store
    • Parts & Accessories Offers
    • Accessory Configurator
  • About Us
    • 2022 VW Model Research
      • Reserve the 2022 Volkswagen Golf R
      • 2022 Volkswagen Golf R
      • 2022 Volkswagen ID.4 Elgin IL
      • 2022 Volkswagen Jetta
      • 2022 Volkswagen Atlas
      • 2022 Volkswagen Golf GTI
      • 2022 Volkswagen Tiguan
      • 2022 Volkswagen Jetta GLI
      • 2022 Volkswagen Atlas Cross Sport
      • 2022 Volkswagen Taos
    • 2023 VW Model Research
      • 2023 Volkswagen Jetta GLI
      • 2023 Volkswagen ID.4
      • 2023 Volkswagen Taos
      • 2023 Volkswagen Atlas
      • 2023 Volkswagen Atlas Cross Sport
      • 2023 Volkswagen Golf GTI
      • 2023 Volkswagen Tiguan
      • 2023 Volkswagen Arteon
      • 2023 Volkswagen Jetta
      • 2023 Volkswagen Golf R
    • Volkswagen Model Comparisons
      • 2023 Volkswagen Tiguan vs 2023 Toyota RAV4
      • 2023 Volkswagen Atlas vs. 2023 Toyota Highlander
      • 2023 Volkswagen Taos vs 2023 Toyota RAV4
      • 2022 Volkswagen Taos vs 2022 Kia Seltos
      • 2022 Volkswagen Taos vs 2022 Hyundai Kona
      • 2022 Volkswagen Atlas vs. 2022 Nissan Pathfinder
      • 2022 Volkswagen Atlas vs. 2022 Nissan Pathfinder
      • 2022 Volkswagen Atlas vs 2022 Toyota Highlander
      • 2021 Volkswagen Atlas vs 2021 Ford Explorer
      • 2021 Volkswagen Atlas vs 2021 Kia Telluride
      • 2021 Volkswagen Atlas vs 2021 Toyota Highlander
      • 2021 Volkswagen Atlas Vs. 2021 Hyundai Palisade
      • 2021 Volkswagen Atlas Vs. 2021 Hyundai Palisade
      • 2020 Atlas Cross Sport Vs. 2020 Honda Passport
      • 2020 Volkswagen Atlas Cross Sport Vs. 2020 Audi Q8
      • 2020 Tiguan Vs. 2020 Subaru Outback
      • 2020 Volkswagen Atlas Vs. 2020 Honda Pilot
      • 2020 Volkswagen Tiguan Vs. 2020 Hyundai Santa Fe
      • 2020 Volkswagen Jetta Vs. 2020 Honda Civic Sedan
      • 2020 VW Jetta Vs. 2020 Toyota Corolla
      • 2020 Volkswagen Golf GTI Vs. 2019 Volkswagen Golf R
      • 2020 Tiguan Vs. 2020 Toyota RAV4
      • 2020 VW Atlas Cross Sport Vs. 2020 VW Tiguan
      • 2020 Golf GTI Vs. 2020 Subaru WRX
    • Our Dealership
    • Testimonials
    • Contact Us
    • Careers
    • VW Newsroom
    • Our Blog
    • Sales and Service Perks
  • ID.4 Electric Vehicle
    • VW ID.4 Information
    • Learn About The All-New ID.4
60124 Elgin, IL
Sales (847) 428-2000
Today 9-8pm
Home / Auto Finance Center Elgin IL | Elgin Volkswagen / Bad Credit Financing Solutions in Elgin, IL | Elgin VW

Stop by Elgin Volkswagen near Elgin, Illinois today to view our deals on new and used vehicles. Are you worried that you can't buy the car of your dreams due to bad credit? Our professional finance team will work hard with lenders to find an auto loan you qualify for, even with a low credit score. We also offer top trade-in value to take some of the burdens off your new car purchase. Not sure if you are ready to take the leap in purchasing a brand-new car? We have lease options available with lower monthly payments to help you rebuild your credit with less of a financing burden. Swing by Elgin Volkswagen today to meet with an auto finance expert to discuss the best loan or leasing option for your lifestyle.

Finance Department
View New Inventory

Learn more about your Credit Score at your Elgin, IL Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X  
On Time Debt Payments   X
Excessive Existing Debt X  
Filing for Bankruptcy X  
High Amount of Available Credit   X
Having a Long-Standing Credit Account (< 8 years)   X
Late or Missed Payments X  
Foreclosures or Repossessions X  

Drive Away in a New Volkswagen Model with Bad Credit Financing from Elgin Volkswagen
Elgin, IL | Schaumburg, IL | Crystal Lake, IL

At Elgin Volkswagen, we offer a wide selection of new and used cars. From the adventurous Volkswagen Atlas Cross Sport to the cutting-edge Volkswagen ID.4, we have you covered for all of your adventures. We also have the VW Atlas and VW Tiguan for those looking for a more family-friendly car to get to events around Elgin, IL. You can opt for a sporty and sleek VW Jetta or experience something fresh with the VW Taos. The option is yours when you explore our showroom and lot! Visit our dealership today to view our vast inventory of vehicles and test drive your dream car, no matter what your credit score is.
Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from creditsesame.com

Apply for Auto Financing in Elgin, IL Today

Our experienced finance team can assist you in finding the best options for those with low or even no credit score. You can get the process started by getting pre-approved for an auto loan in minutes through our secure online auto finance application. For personalized assistance regarding your financial concerns, contact the finance center today at Elgin Volkswagen to discuss the best auto loan for you so you can drive away with your dream car!

View Lease Specials
Value your trade-in
Like Elgin Volkswagen on Facebook
Follow Elgin Volkswagen on Twitter

Visit Us 
2630 Auto Mall Dr., Elgin, IL 60124
Get Directions

Sales: (847) 428-2000 | Hours
Service: (847) 428-2000 | Hours
Parts: (847) 428-2000 | Hours
Links

Schedule Service
Value Your Trade
Get Approved
Schedule Test Drive
Service Coupons

New Volkswagen

Arteon
Atlas
Atlas Cross Sport
Golf
ID.4
Jetta
Passat
Tiguan

Pre-Owned

Certified Pre-Owned
Pre-Owned Volkswagen
All Pre-Owned


Next-Generation Engine 6 Custom Dealer Website powered by Dealerfire.  Part of the DealerSocket portfolio of advanced automotive technology products.
Copyright © Elgin Volkswagen      Privacy  |  Sitemap