Stop by Elgin Volkswagen near Elgin, Illinois today to view our deals on new and used vehicles. Are you worried that you can't buy the car of your dreams due to bad credit? Our professional finance team will work hard with lenders to find an auto loan you qualify for, even with a low credit score. We also offer top trade-in value to take some of the burdens off your new car purchase. Not sure if you are ready to take the leap in purchasing a brand-new car? We have lease options available with lower monthly payments to help you rebuild your credit with less of a financing burden. Swing by Elgin Volkswagen today to meet with an auto finance expert to discuss the best loan or leasing option for your lifestyle.

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(847) 428-2000

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Learn more about your Credit Score at your Elgin, IL Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X  
On Time Debt Payments   X
Excessive Existing Debt X  
Filing for Bankruptcy X  
High Amount of Available Credit   X
Having a Long-Standing Credit Account (< 8 years)   X
Late or Missed Payments X  
Foreclosures or Repossessions X  

Drive Away in a New Volkswagen Model with Bad Credit Financing from Elgin Volkswagen
Elgin, IL | Schaumburg, IL | Crystal Lake, IL

At Elgin Volkswagen, we offer a wide selection of new and used cars. From the adventurous Volkswagen Atlas Cross Sport to the cutting-edge Volkswagen ID.4, we have you covered for all of your adventures. We also have the VW Atlas and VW Tiguan for those looking for a more family-friendly car to get to events around Elgin, IL. You can opt for a sporty and sleek VW Jetta or experience something fresh with the VW Taos. The option is yours when you explore our showroom and lot! Visit our dealership today to view our vast inventory of vehicles and test drive your dream car, no matter what your credit score is.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Elgin, IL Today

Our experienced finance team can assist you in finding the best options for those with low or even no credit score. You can get the process started by getting pre-approved for an auto loan in minutes through our secure online auto finance application. For personalized assistance regarding your financial concerns, contact the finance center today at Elgin Volkswagen to discuss the best auto loan for you so you can drive away with your dream car!

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All tax, title and vehicle registration fees are additional. See dealer for complete details.